Calculate your hourly rate after tax and national insurance
The UK Hourly Rate Calculator converts your hourly wage to annual, monthly, weekly, and daily net pay for 2026/27. It is useful for part-time workers, zero-hours contracts, and anyone paid by the hour who wants to understand their take-home earnings alongside their equivalent annual salary.
To use the calculator, enter your hourly rate and your typical hours per week. Your annual equivalent is calculated as: hourly rate × weekly hours × 52. Income tax and National Insurance are then applied using the same PAYE rules as for salaried employees — the personal allowance of £12,570 applies in full regardless of whether you are paid hourly or on a fixed salary.
The National Living Wage for workers aged 21 and over is £12.21 per hour from April 2025. The National Minimum Wage is £10.00 for ages 18–20 and £7.55 for ages 16–17. At £15/hour working 37.5 hours per week, your annual equivalent is £29,250. After income tax of £3,336 and National Insurance of £1,342, your take-home is approximately £24,572 per year (£2,048/month).
Multiply your hourly rate by your weekly hours, then multiply by 52 weeks. For example, £15/hour × 37.5 hours × 52 weeks = £29,250 per year before tax.
The National Living Wage for workers aged 21 and over is £12.21 per hour from April 2025. The National Minimum Wage for those aged 18–20 is £10.00 per hour, and £7.55 per hour for those aged 16–17.
A standard full-time year is typically 37.5 hours/week × 52 = 1,950 hours, or 40 hours/week × 52 = 2,080 hours. This calculator lets you set your own weekly hours for an accurate annual figure.
Your hourly income is multiplied by your weekly hours and 52 weeks to get an annual equivalent, then taxed under the same income tax and National Insurance bands as any other employee. The personal allowance of £12,570 applies regardless of whether you are paid hourly or on a salary.
Overtime income is added to your regular pay and taxed at your marginal rate. If overtime pushes your total earnings into the higher rate band (above £50,270), the additional income above that threshold is taxed at 40% rather than 20%.