£15,000 After Tax UK 2025/26
Take-home pay: £14,320/year · £1,193/month
Take Home
£14,320
Income Tax
£486
National Insurance
£194
Effective Rate
5%
Breakdown by pay period
| Period | Gross | Income Tax | NI | Take Home |
|---|---|---|---|---|
| Yearly | £15,000 | £486 | £194 | £14,320 |
| Monthly | £1,250 | £41 | £16 | £1,193 |
| Weekly | £288 | £9 | £4 | £275 |
| Daily | £58 | £2 | £1 | £55 |
A £15,000 salary in 2025/26 gives you a take-home pay of £14,320 per year (£1,193 per month) after income tax of £486 and National Insurance of £194. Your combined effective deduction rate is 5%.
Your salary falls entirely within the basic rate band. You pay 20% income tax on the £2,430 of earnings above the personal allowance of £12,570, and 8% National Insurance on earnings between £12,570 and £50,270. Your salary is £19,963 below the UK median salary of £34,963.
Student loan impact
Plan 1
No repayment
Plan 2
No repayment
Plan 4 (Scotland)
No repayment
Postgraduate
No repayment
Are you a Scottish taxpayer?
Scottish income tax rates and bands are different from the rest of the UK. For most salaries above £43,662, Scottish taxpayers pay more income tax.
See £15,000 after tax in Scotland →Need a more precise calculation?
Include your pension contribution, student loan plan, or a custom tax code for an exact figure.
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